When should I see my credit score increase?

It's important to note that various factors like your credit history, the number of credit accounts you hold, and any credit related behaviour you take after you sign up to Pave all impact your credit score, making it difficult to exactly predict when your score will increase by using Pave.

While taking the above into consideration, our members typically start to see their credit scores increase after the third or fourth month after they sign up, and can then see another increase from the 10th month onwards.

Please note that, your credit score may first decrease when you join Pave. This is because a new credit account has been added to your credit file, and it is normal for this to happen. It can also take up to 3 months for Pave to appear on your credit file, depending on the Credit Reference Agency.